Consume & share fraud data

We work with banks connected to the major regulatory sharing frameworks, including:

ECB FRIDA (Fraud Reporting and Information-sharing for the Detection and Assessment of fraud) — the ECB’s pan-European fraud data sharing initiative under PSD2 and the upcoming PSR. We help banks structure and exchange fraud indicators across EU member institutions.

FNC-RF (Fichier National des Comptes à Risques et des Fraudes) — the Banque de France’s national file for at-risk accounts and fraud. We help French regulated banks share fraud typology data, mule account indicators, and suspicious account information.

We also support APRA-regulated banks in Australia, FCA-regulated institutions in the UK, and banks supervised by SAMA and CBUAE in the Middle East. If your regulator has a specific platform or format requirement, we can adapt to it.

CloudMISP is deployed in your preferred AWS region, so your fraud data stays within the jurisdiction you choose. For European banks subject to DORA and GDPR, we offer deployment on the AWS EU Sovereign Cloud — purpose-built infrastructure that keeps data and metadata within the EU, operated by EU-resident staff.

You retain full ownership and control of your data at all times. MISP’s granular sharing controls let you define exactly which institutions see which data, down to individual indicators. Data is encrypted in transit and at rest.

We integrate with the fraud management platforms banks already use — SAS, NICE Actimize, Featurespace, Splunk, and others. We connect them to your MISP instance via REST APIs, STIX/TAXII endpoints, or orchestration plugins, so shared fraud indicators flow directly into your existing detection and monitoring workflows.

This isn’t a rip-and-replace. The goal is to make your current tools more effective by feeding them intelligence from your regulatory exchange and peer banks.

We’ve worked with central banks and financial regulators across multiple jurisdictions. Our team designed and built the infrastructure for Australia’s national threat sharing program, and we’ve helped banks connect to regulatory exchanges in Europe, the UK, the Middle East, and Asia-Pacific.

We’re also contributors to MISP — the open-source platform that underpins most regulatory fraud data sharing frameworks — and Liaison Members of FIRST.org, the international incident response organisation. This gives us direct relationships with the teams building the frameworks your institution needs to connect to.

DORA (the Digital Operational Resilience Act) requires financial entities in the EU to establish capabilities for sharing cyber threat and fraud intelligence with trusted communities. Articles 45 and 49 specifically encourage voluntary sharing arrangements between financial entities, provided appropriate confidentiality protections are in place.

We help you meet these requirements by deploying a managed sharing platform with the access controls, audit logging, and data governance DORA expects — then connecting you to the relevant regulatory and peer-to-peer sharing communities. The same platform supports both fraud data and cyber threat intelligence sharing, so you can address both obligations with a single infrastructure.

Most banks are sharing fraud data within a few weeks. The CloudMISP platform itself deploys in days — the majority of time goes into scoping your sharing requirements, configuring taxonomies and sharing groups to match your regulator’s data model, and connecting integrations to your fraud systems.

If you’re joining an existing regulatory exchange like FRIDA or FNC-RF, we handle the data mapping and connectivity so your team can focus on operationalising the intelligence rather than building infrastructure.

CloudMISP is built on MISP, the open-source platform designed for structured threat intelligence sharing. Its core capabilities translate directly to fraud data exchange:

• Granular sharing controls define exactly which organisations see which data.
• Taxonomies and galaxies provide standardised vocabularies for classifying fraud events across institutions.
• Correlation engine links related indicators automatically, surfacing patterns like coordinated mule networks.
• API-first design means every capability is accessible programmatically for integration with your fraud management platform.

CloudMISP also includes the MITRE Fight Fraud Framework (F3) galaxy out of the box — a behaviour-based framework purpose-built for financial fraud that gives participating banks a consistent schema for exchanging fraud TTPs at scale. Because CloudMISP is fully managed, your team gets new frameworks and platform updates automatically.